Securing a business loan can feel like navigating a complex maze, but at its core, lenders are looking for assurance: assurance that your business is stable, capable of generating sufficient cash flow, and ultimately, able to repay the funds. They act as careful stewards of their capital, so their assessment revolves around minimizing risk. From the strength of your financial […]
Personal Development
How To Stay Positive When Life Takes A New Direction
It would be nice if everything remained predictable, but that’s not how life works. As I get older, I prefer more routine in my life, but I also know that life comes with changes I don’t always like. So, what do we do when life takes us in a new direction? How do we handle situations when our old ways […]
Personal Finance
How To Stop Debt From Taking Over Your Life
Debt cripples you financially and emotionally. Debt hurts your credit history and score, making it hard to buy a home or get funding for a business. Maybe you feel hopeless, and you’re not sure if you’ll ever get out of debt. It may take a long time, but with patience, effort, and consistency, you can pay down some of your […]
Personal Finance
How To Save Money While Moving To A New City
People move to new cities for various reasons. They include: Moving expenses are quite high these days. According to estimates from different moving companies, expect to pay between $600 and $15,000. Some factors to consider in your moving expenses are the distance, the weight of your items, and the number of movers needed. Moving insurance is also vital to protect […]
Personal Development
Simple Ways To Make Your Day Less Hectic
Our days are busier than they’ve ever been in previous generations. Many people work two jobs to survive in this inflation-filled world. It’s no longer common for one parent to stay home with the kids while the other works. Now it’s common for both parents to work, and this sometimes has negative consequences on the children. This means that the […]
health
How To Make Exercise A Habit When Life Gets Crazy
Exercise is a building block of a healthy lifestyle, but as life gets busier for many of us, it becomes harder to work out daily. I only recently started working out after months of inactivity due to work and dealing with a stressful school year with my daughter. Since it’s summer, I’m adopting a laid-back schedule, and this allows for […]
health
The Best Habits To Protect Yourself From Burnout
In today’s world, burnout is at an all-time high. Burnout affects a person’s home life, and it’s present in all professions. The teaching profession is especially prone to burnout. The University of Missouri released a study this year, in which they interviewed 500 public school teachers. According to this study, 78% of teachers considered quitting after the pandemic. The reasons […]
health
Delicious & Easy Alternatives For Your Favorite Sweet Treats
Diabetics don’t have to stop eating sweets altogether to manage their blood sugar levels. You can look for healthy alternatives to your favorite sweet treats that taste just as good and that contain the vitamins and minerals you need. Be cautious of so-called “healthy” processed snacks that claim to be sugar-free or fat-free. Many of these products contain sugar substitutes […]
Personal Development
Simple Ways To Get More From Your Reading
There is passive reading and then there is active reading. Passive reading is when you’re reading with no particular purpose or plan in mind, while active reading requires you to engage with the text and learn from what you read. When you’re a passive reader, you may not have questions about the author’s main ideas or approach to a topic. […]
Parenting
How To Help Kids Make Good Choices
Children don’t automatically know which choices are best for them, so it’s up to us, as parents, to help them make good choices. Kids will also give you pushback when you set clear boundaries and create certain rules, but they need and even want the security that your boundaries bring them. As they get older, they’ll make more decisions independently, […]