Are you someone who wants to manage your money better but dislikes budgeting? Do you see budgeting as too restrictive? If so, this post is for you. It’s easy to feel like you have to give up all the things that bring you joy to save a few dollars. But what if there were a way to budget smarter, not harder, […]
Personal Finance
Hidden Costs Of Homeownership You Should Know
Homeownership is a noble goal, and there are creative ways to get funding for it. However, we don’t think about the hidden homeownership costs beyond the down payment and the monthly mortgage. There are also closing costs, and these add up quickly. Before you contact a realtor or seek pre-approval from the lender, build your emergency fund separate from the […]
Personal Finance
How To Find Extra Cash When Money Is Tight
Times are hard financially for many families, and when money is tight, you’re looking for creative ways to get extra cash. I’m not going to discuss common side hustles such as ride-sharing, retail, or various types of online jobs. Instead, I’ll discuss more out-of-the-box ways to get or earn extra cash when money is tight. Rent Out Spare Rooms in […]
Personal Finance
How To Stay Motivated While Saving For A Home
Saving for a home in 2025 is quite discouraging. Wages are not keeping up with rising home prices, making families wonder if they’ll ever afford a house. According to a survey from CNET, 31% of adults said that getting a raise or better wages would help them save for a home. In 2023, the average household income was $80,610, yet […]
Personal Finance
How to Protect Yourself from Surprise Medical Bills
Nothing is more frustrating than receiving surprise medical bills, and this is especially upsetting when you believed your health insurance provider covered the procedures listed on the bill. You can get quality medical care and avoid high medical bills, and here are a few strategies to do it. Understand the No Surprises Act This law went into effect in 2022, […]